An act rather than the form of seizure is used to give its deed to a property instead of subjecting itself to enforcement. The deed can be given to the original lender to avoid enforcement. This option only works if you can convince your lender to take the action and cancel your debts. An act instead of enforced execution always has a negative impact on your credit score. However, it is not as outlier as the blow your credit note will get from the closure. In addition, it is best for future lenders to have an „act in Default – Fully Paid“ on your credit report. If you are about to be seized and looking for a way to keep your property, we have documents that will help you. Look at our room or rental contract. Some quick tips for filling the spaces in this document are:.